adminseniors

Millions of people will apply for and get approved for a home mortgage in the U.S. this year. About twice that number will see their homeownership dreams dashed because they were rejected. Commonly, there are a few reasons why an applicant would be rejected. Presuming that you have OK credit and don’t have a bankruptcy […]

Credit cards are not bad, even if they have stigma attached to them. That stigma is usually associated with poor spending and financial planning habits, something that we can all better plan for. Everyone should have at least one or two credit cards, and should be using them often. But what do you buy, when

Party fight is not good for the nation When did governing become a bad word? When I was a reporter just starting my career in Texas I had the chance to cover my first member of Congress at the launch of his political career in Washington, D.C. Dick Armey served suburban Dallas at the start

If you have ever applied for a home loan, then you may be a little bit familiar with a term called DTI, or debt to income ratio. If you have not, and you are curious, you have come to the right place. DTI is a common term on a home loan and it is actually

We all see the world’s richest people and sometimes it evokes a feeling of jealousy. Sure, it’s natural to want some of those flashy toys and fancy houses. But you may not realize that there is another reason why these affluent people buy so many things. Often it is a way to protect their money.

Let’s create the ultimate plan on how to spend your retirement years: We always strategize when we’re young. That includes what school to attend, what to study, and what career to embark on. Many think about getting married and how many children they will have – even before they meet the right one. An Oregon-based

The newest items that deliver inspiring results, straight from our beauty editor. Among A-list fashionistas and in-the-know people who follow new trends, styles or “it colors” across any vertical, whether it be makeup’s new shades or skincare’s new buzz-word ingredients for age-reversal, Autumn/Fall is when it happens most significantly and visually. If we’re lucky, we’ll

Deadline to enroll is Dec. 7, so read up now. It’s that time of year again when we see the airwaves littered with television ads touting participation. Now, it’s not Draft Kings or Fan Duel urging you to play fantasy football. We’re talking about the ads for Medicare open enrollment that kicked off Oct. 15

Experts say that you should start planning for your retirement in your early 20s, but that rarely happens for most people. Instead, the average person waits until their mid-30s or early 40s to start saving up. According to HuffPo, the majority of Americans are simply unprepared for retirement. Reasonably so, too, as life can be

There’s a lot of misinformation going around about reverse mortgages. We aim to set the record straight. Misinformation: The Lender Owns My Home Now Fact: False. You actually retain your title and said ownership to your home over the entire course of the loan. You can also decide when and if you sell it at